1. Insuring against catastrophic financial events;

2. Maximizing your income potential (with consideration for other values and priorities);

3. Combining your money in one place;

4. Taking equal responsibility for financial decisions;

5. Communicating regularly (and effectively) about your financial dreams and fears;

6. Executing a monthly spending plan;

7. Keeping substantial savings in the bank; and

8. Investing a percentage of every paycheck to build wealth for retirement.​

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If the answer is no...